Your 1st Choice for Home Loans in South Africa.
Helping South Africans secure their dream homes with expert advice, competitive rates, and a personal touch since 2015.
Got Any Questions?
Stop Guessing. Start House-Hunting.
Find out exactly what you can afford — before you fall in love with the wrong home.
About Us
Founded in 2015, 1st Choice Homeloans is a trusted, independent mortgage brokerage based in Gauteng, South Africa. We specialize in matching clients with the right home loan products — whether you’re a first-time buyer, upgrading, investing, or refinancing.
To simplify the home loan process, negotiate the best possible terms, and guide you every step of the way — from application to keys in hand.
- Transparent advice with no hidden agendas
- Access to multiple banks and lenders for the best deal
- Personalized service tailored to your financial goals
Our Banking Partners
Bond Calculator
This is an estimate only. Actual repayments may vary based on bank fees and your credit profile.
Call Us Today for FREE Consultations!
Why Choose 1st Choice Homeloans
Best Interest Rates
We negotiate the best interest rates for you.
All Major Banks
We compare offers from top banks to secure the best deal.
Free Credit Report
We offer you a free, no‑obligation credit report.
Personalised Service
Step-By-Step guidance from start to finish.
Our Amazing Team
We’re more than just a group of skilled professionals—we’re a powerhouse of creativity, precision, and trust. Each member brings a unique blend of expertise, from technical mastery to strategic insight, and together we turn complex challenges into elegant, scalable solutions.
Your Dream Home Is Closer Than You Think.
Take the first step — we’ll guide you the rest of the way.
Fast‑Track Your Pre-Approval!
Upload your documents now and get one step closer to your dream home – No queues, No fuss.
- ID Document
- 3 Months Bank Statements
- 3 Months Payslips
*If it’s a joint application, both applicants documents to be uploaded.